Try opening a new bank account online. The issues associated with required funds for the new account, identity verification and many such things are just too complex to complex to handle. Yodlee seems have found a solution for customers and banks. I think the integration of various customer information plus fund management components sound interesting to me.
Yahoo News reports:
Yodlee already addresses both real-time verification, via its AccountVerification product, and account-to-account money movement, via its FundsTransfer product. The third piece: identity verification, leverages Yodlee's patented data gathering techniques to check external database sources, matching as many components as required -- including address, phone number, driver's license, social security number, credit record, etc. -- for a complete, real-time 'decisioning dashboard' for the financial institution.
The three integrated components together make up Yodlee AccountOpening -- the most complete and customizable account opening solution available.